Millions of Americans rely on disability benefits to sustain their health, but filing with the Social Security Administration is no easy task. While there’s no clear-cut determination on when and if you should file, the specialists at Disability Professionals in Corbin & Somerset, Kentucky suggest familiarizing yourself with the system. This will give you a better idea of whether or not you will qualify, as well as if it’s the right time to file.
Many people think it’s best to file for disability with the Social Security Administration once they’ve already been deemed “disabled.” However, this comes with challenges. The SSA’s determination process can take up to six months. If you’re forced to stop working due to chronic pain, this may mean six months with no income. The best way to ensure you don’t have too much downtime with little to no funds is to apply as soon as you’re aware you will no longer be able to work.
The SSA determines who qualifies for benefits based on medical proof an individual is unable to work or attain enough income to support themselves. Many people wait until they have medical documentation to prove they’re disabled before they file—even if they’ve stopped working weeks or months prior. This is how the waiting period turns into a financial slump. If you’re aware you’re disabled or will be deemed disabled, file for disability benefits with the SSA the day you quit working. In the time it will take for your application to be processed, you can gather all pertinent medical documentation and undergo testing.
The Social Security Administration also allows “protective filing dates.” This means you can file in the future while still receiving benefits on the day you secured the protective filing date. It can have a significant impact on your financial well-being when payments start to come in.
If you need help securing disability benefits or filing a disability claim, turn to the specialists at Disability Professionals. They have extensive experience navigating the system and can ensure you receive benefits when you need them. Call (606) 258-7772 today to schedule an appointment for a free consultation.
