If you are disabled and uncertain about the future, applying for Social Security disability benefits can be a logical next step. The right information can go a long way in this case, which is why the Disability Professionals go above and beyond when providing clients in London, KY, with the basics. With a sole focus on disability claims, these skilled and knowledgeable professionals offer the following information to applicants who may be perplexed by the process.
What Is Social Security Disability?
If you are disabled by an illness or injury before the age of retirement, you may qualify for Social Security disability. As a form of insurance offered to workers by the Social Security Administration, these benefits are intended to help if you are unable to work due to either a long-term or permanent disability. Other family members may also be eligible for benefits, such as children or spouses.
How Do I Know if I’m Eligible?
Two factors are key when it comes to determining eligibility. First, you must establish you’ve earned enough work credits to be considered eligible. The amount needed is dependent on your age when you file; for instance, 28 work credits are needed for a person claiming disability at age 50.
The length and severity of your medical condition is the other factor. In terms of length, you must show you’ll be disabled for at least a year to obtain benefits. You must also demonstrate your disability is so severe you can no longer work, either in your previous position or in a comparable job.
How Can I Appeal a Denial of Benefits?
Most Social Security disability claims are initially denied. In this case, you must apply for a Request for Reconsideration within 60 days of receiving the denial notification. If the claim is still turned down after this review, you can request a hearing.
Filing for Social Security disability can be an uphill battle. Fortunately, Disability Professionals can serve as your staunch advocate when pursuing the benefits you need to survive. Residents of London, KY, can schedule their consultations by calling (606) 258-7772.
